Next, Truebill’s team of experts go to work on negotiating a lower payment. Here’s how the bill negotiation feature works:įirst, you upload a picture of a recurring bill. And now this is where it really gets good. Truebill offers a service called bill negotiation. For example, Truebill reminded me that my phone bill is due in 9 days. Truebill even shows you how much time you have left until your due dates. Having your subscriptions in one place makes them so much easier to manage. From there, you’ll see a list of all your monthly subscriptions in one place.
#60 MONEY MOVES THAT COULD SET YOU UP FOR LIFE DOWNLOAD#
You download the free app and sync your bank and credit card accounts. Talk about bad money making moves.īut this is where an app called Truebill comes in. Have you ever forgotten to cancel a monthly subscription and ended up wasting money as a result?Ī recent study showed that 84% of people don’t realize just how many subscriptions they’re signed up for.Ī seemingly innocent charge will ding your bank account over and over until you finally remember to cancel it. And it helps you develop good financial habits in the process.ģ. It’s about controlling your money instead of letting it control you. Research shows that when you use a zero-based budget, you pay off 19% more debt and save 18% more money.īudgeting isn’t about restriction.
See how every last penny is accounted for? That’s what you want.īut why does zero-based budgeting work so well?īecause you’re less likely to waste your money when you give every dollar a purpose. Just make sure you give it a job.įor my visual readers, here’s a zero-based budget in action: That $200 needs to be assigned a category. The point of a zero-based budget is to assign every dollar a job.įor example, let’s say you finish budgeting for your expenses and you have $200 leftover. So let’s talk about something called a zero-based budget. Or that you can do it in your head.īut a s John Maxwell said, “A budget is you telling your money where to go instead of wondering where it went.” Maybe you feel like it’s too restrictive. They even give you a $10 welcome bonus for signing up- that’s free money right there! 2. Then every 3 months, Rakuten will send your check via Paypal or direct mail (whichever you prefer) And that was from a single order.Īll you do is sign up for a free account and use the search bar to find your retailer. Last year I got $46 in cash back when I did my Christmas shopping through Rakuten. It’s a great way to save big on items you’d normally buy anyway. And Verizon gives you up to $75 cashback. They partner with over 2,500 stores like Amazon, Walmart, and Bestbuy.įor example, Amazon gives you up to 5% cashback on your order through Rakuten. Rakuten is a free app that allows you to earn cash back on online purchases. I’m convinced that Rakuten is the best thing since sliced bread. Use Rakuten to save money on things you’d normally buy anyway
So today I want to share 10 smart m oney moves that’ll help you level up financially.
And if you’re earning less than $60,000 a year, then you need a financial plan that makes sense for you. When it comes to your finances, it’s not a one-size-fits-all approach. So many smart “money making moves” that they want us to try next. I mean, there are so many financial sites clamoring for our attention. Do you ever feel overwhelmed with all the money advice on the web?
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